Credit Repair & Business Funding

Improve your credit. Position yourself for what's next.

Puree Financial helps individuals and business owners repair their credit and access business funding from $10K – $250K — so you can move forward with confidence, not confusion.

Book A Free Consultation (480) 989-0366

$10K–$250KFunding Range

50 StatesClients Served Nationwide

1:1Personalized Guidance

Real strategy, real people. No generic templates — every plan is built around your credit and your goals.

Kesly, Founder of Puree Financial LLC, arms crossed

Meet The Founder

The person behind Puree Financial — not just a company.

I didn't start Puree Financial because credit repair was trending. I started it because I lived the frustration of not understanding my own credit — not knowing what was helping me, what was hurting me, or where to even begin. Once I learned how the system actually worked, I couldn't keep that knowledge to myself.

That's where my passion for this work comes from. I've seen firsthand how a few inaccurate or outdated items on a credit report can quietly stand between someone and the life they're working toward — approval for a credit card, a home, a vehicle, or the funding to finally start or grow a business.

Credit isn't just a number. It's access — to opportunity, to ownership, to the next chapter you're building.

Puree Financial exists to make that process personal again. Every client gets a real conversation, a real strategy, and someone who genuinely wants to see them win.

KeslyFounder, Puree Financial LLC

Let's Work Together

Credit Repair

Understanding what credit repair really is

Credit repair is the process of carefully reviewing your credit report and identifying information that may be inaccurate, outdated, incomplete, or potentially unverifiable — then addressing it with the credit bureaus and creditors on your behalf.

What It Is

A closer look at your report

We go line by line through your credit file to understand exactly what's being reported, by whom, and how it's affecting your overall picture.

What It Isn't

Not a quick fix or a guarantee

Credit repair is a process, not a promise. It takes time, results vary from person to person, and there is no guarantee that scores will increase or that any specific account will be removed.

Please note: Credit repair takes time and results vary by individual. Puree Financial does not guarantee an increase in credit scores or the removal of any account, item, or information from a credit report.

Know Your Numbers

What is credit utilization?

Credit utilization is simply how much of your available credit you're using at any given time. It's one of the biggest factors in your credit score — and one of the easiest to control. The lower your utilization, the better it typically looks to lenders.

Example: A credit card with a

$1,000 Credit Limit

Balance owed vs. utilization

$100

10% — Excellent

$300

30% — Good

$500

50% — Getting High

$800

80% — High Risk

$1,000

100% — Maxed Out

In simple terms: if your limit is $1,000 and your balance is $300, you're using 30% of your available credit — a healthy range most lenders like to see. The closer your balance gets to your limit, the more it can work against your score.

General guidance only. Ideal utilization can vary based on your full credit profile.

The Process

How credit repair works

Every journey looks a little different, but here's the path we walk together. Tap each step to learn more.

We start with a free, no-pressure conversation about where your credit stands today and what you're working toward — a home, a vehicle, a business, or simply peace of mind.

We pull and review your full credit report line by line, across all three bureaus, to get a clear, honest picture of what's being reported.

Together, we flag information that appears inaccurate, outdated, incomplete, or potentially unverifiable and prioritize what to address first.

We prepare and submit disputes on flagged items to the appropriate credit bureaus and creditors on your behalf.

We track responses and updates from the bureaus and keep you informed every step of the way — no guessing, no radio silence.

Repair is only half the story. We help you build the habits — utilization, payment timing, account mix — that support stronger credit long term.

Business Funding

Funding built around your business — not a generic template

Puree Financial helps business owners understand how their personal credit and business profile can affect their ability to pursue financing, and helps position them to seek funding from $10,000 to $250,000.

Starting a Business

Working Capital

Equipment

Inventory

Marketing

Expansion

Business Expenses

Growing an Existing Business

How It Connects

Credit repair & business funding work together

These aren't two separate paths — for many clients, they're two parts of the same journey.

Your Personal Credit

Personal credit history can be an important factor when applying for certain types of business financing — especially for newer businesses that don't yet have an established business credit profile of their own.

Your Business Profile

As your business grows, lenders begin to weigh your business's own history, revenue, and structure alongside your personal profile — which is why strengthening both puts you in a stronger position.

Before You Apply

What lenders typically look at

Every lender is different, but these are the factors most commonly considered when evaluating a business funding application.

Personal Credit History

Your individual credit profile and payment history.

Business Age

How long the business has been operating.

Business Revenue

Consistency and volume of incoming revenue.

Business Structure

LLC, sole proprietorship, corporation, and how it's set up.

Existing Debt

Current obligations and how they weigh against income.

Banking History

Account activity, average balances, and overdraft history.

Business Profile

Industry, entity documentation, and overall standing.

Funding Needs

How much you're seeking and what it will be used for.

Ability to Repay

Cash flow and capacity to support repayment.

Take The First Step

Let's talk about your financial goals.

Book a free, no-obligation consultation and let's map out exactly where your credit and funding options stand today.

Book A Call Call (480) 989-0366